Read each scenario, and then select all types of auto insurance coverage that could be applied to the situation based on information provided (There could be more than one). Assume that any insurance deductible will be deducted when claiming insurance.
Note: The scenarios are intended to provide a simple explanation of basic types of auto insurance coverage. More complex details are best explained by an insurance professional with expertise in the specific state.
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Question 1 of 6
1. Question
You were driving with friends on your way to a movie. As you reached to adjust the radio, you swerved off the road and crashed into a light pole. Your passengers were not seriously injured, but everyone in the car received minor medical attention at the scene.
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Question 2 of 6
2. Question
Your friend has an old junker jeep. As she left school one day, she hit a parking sign while driving 15 miles an hour, causing damage to the sign and the car.
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Question 3 of 6
3. Question
While waiting on a busy street to turn left into a parking lot, another vehicle struck your car causing your head to hit the steering wheel. You were transported to the hospital by ambulance. The other driver had failed to pay his insurance premium for several months, and his policy was not valid at the time of the accident.
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Question 4 of 6
4. Question
You dad was leaving McDerrick’s restaurant when he backed into a Ferrari. Only the automobiles were damaged; there were no physical injuries.
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Question 5 of 6
5. Question
You drove to a paintball park with some friends. While you were in the park, someone stole the car hubcaps off your car.
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Question 6 of 6
6. Question
While driving home from work in the evening, you swerved to avoid hitting a deer. You missed the deer but came to an abrupt stop due to slamming into a tree.
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